Disadvantages of Debt Counselling?. No, your Debt Counsellor can save you a lot of money. Therefore, at Debt Free Plus, we offer a FREE consultation. While we know that the Debt Counselling Process can be confusing and that you would like to straighten out a few concerns before considering Debt Review. Our door is always open to discuss any of the queries that you might have about Debt Counselling. Also we understand that a person looking to go under Debt Review doesn’t necessarily have the funds available to spend on a possible, but not definite outcome.
Furthermore, according to the National Credit Act, Debt Counsellors are allowed to charge R 50 for an application to Debt Review. Debt Free Plus however does not charge this fee. Because It is part of our philosophy, hence making sure that a person can be helped before taking any money from them.
After a person has applied for Debt Review, an indepth assessment is done on all of the monthly expenses and debt obligations that a person has. We will advise you of unnecessary expenses, possibilities to save and cheaper alternatives and methods to receive additional income.
Since Debt Counsellors are allowed to charge a rejection fee of R300 in cases where the person is not eligible for Debt Review after assessment. This fee is however not charged at Debt Free Plus. So, you have absolutely nothing to lose by applying for Debt Review with us.
In addition, if your assessment indicates that Debt Review is necessary, we will work on a personalized budget for you as an individual. A budget is worked out carefully according to your lifestyle. We want to give clients the opportunity to maintain their lifestyle by living according to a maintainable payment plan. Debt Review Mpumalanga !!!
Finally, Debt Free Plus focus on customer relations. We know our clients by name and we are only a phone call away. Our doors are always open, so please feel free to stop by our offices in Nelspruit / Mbombela (Mpumalanga) if you have any concerns before or during the Debt Counselling Process. Debt Review Mpumalanga !!!