In addition, our debt solutions can help to pay off our debt as quick as possible because life is simply too expensive. Between children’s school fees, food prices sky rocketing and overall expenses increasing each year, due to installments becoming impossible to reach.
While, Debt Solutions involves an “affordability assessment”. This assessment shows your Debt Counsellor the amount of money that you are able to pay towards debt in each month. Let’s say for example that you are paying R1500.00 on your bank loan each month, but you can only afford R600.00. We will REDUCE THE R1500.00 instalment to R600.00, leaving you with R900.00 extra in your pocket. This R900.00 can be used to cover essential expenses, like food, rent or clothing.
Debt Counselling will extend the periods over which you will be paying your debt. Our aim is to negotiate lower interest rates wherever possible. Some Credit Providers will accept and others will reject. But rest assured that we will do everything in our power to get you the best deals.
Once you apply for Debt Counselling, you will be protected against legal action from your Credit Providers as long as you keep up to date with your REDUCED INSTALMENT each month. This saves you loads of money that would’ve been invested in debt collection, garnishee orders etc.
In conclution, as Debt Counsellors, we have been thoroughly educated to pay accounts in the most efficient way possible. We will be with you every step of the way with the necessary knowledge and know how. You can contact us, should you have any extra money in your pocket. We will advise you of the smartest way to invest your money and ensure that your accounts are paid up faster. Trust us, we are the specialists.
Make sure your Debt Counsellor is Registered, here is some useful links: